Lesson Plan
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Federal Reserve Bank

Cash Flow and Balance Sheets

For Students 9th - 12th Standards
What is your car worth? How much do you owe? Individuals create their personal cash flow and balance sheets. They learn the difference between an asset and liability using their personal information to complete the activity.
Lesson Plan
Curated OER

Bottom-Line Personal Finance Myths

For Teachers 9th - 12th
High schoolers investigate the concept of personal finance. They take a look at some of the misconceptions that surround many financial responsibilities. Students examine statistics and other factors in order to comprehend sound...
Lesson Plan
Visa

The Cost of College: Financing Your Education

For Teachers 9th - 12th Standards
With college tuition at an all-time high, high school students must consider the financial obligations of attending higher education, as well as the impact of college on future career opportunities. Pupils will complete...
Lesson Plan
Curated OER

Selecting Lower Priced Grocery Items

For Teachers 9th - Higher Ed
As adults, most individuals with special needs must live on a budget. Provide them with money management skills by teaching your class how to make price comparisons while shopping at the grocery store. They work through a series of...
Lesson Plan
Curated OER

Family Faces a Real Struggle In Saving Money For College

For Teachers 9th - 12th
Explore the concept of savings with your high schoolers. They read an article about saving money for retirement and as a way to pay for college. They discuss the financial needs of the family in the article in regards to saving for...
Lesson Plan
Visa

Smooth Sailing: Exploring Insurance and Estate Planning

For Teachers 9th - 12th Standards
While purchasing insurance and estate planning may seem like a rather irrelevant topic for high school students, introducing this concept now can help your learners develop a solid foundation of financial literacy that will...
Lesson Plan
Council for Economic Education

Understanding a Balance Sheet

For Teachers 9th - 12th Standards
Read any financial website or book, and it is bound to discuss the words asset and liability. But what do these words actually mean to the class? The resource effectively explains by using multiple formats and techniques, including...
Lesson Plan
Curated OER

Cashing a Check and Using an ATM

For Teachers 10th - 12th
Banking is a key skill all individuals should practice. Provide a hands-on exercise to encourage the proper method of writing a check and using an ATM. The lesson prompts special needs students with full assistance until mastery is...
Lesson Plan
Curated OER

SPENDING: Maintaining the Skill of Money

For Teachers 4th
Fourth graders explore the concept of maintaining money. For this personal finance lesson, 4th graders earn "money" for cleaning their classroom desks. Students spend the "money" in the classroom and practice making change.
Lesson Plan
Curated OER

Savings Account, Bill Paying, and Money Order Skills

For Teachers 10th - 12th
What do you do after you get a paycheck? Help your mildly disabled learners how to bank wisely with a guided-skills activity. They practice cashing checks, withdrawing money, paying bills, and procuring money orders. The entire learning...
Lesson Plan
Curated OER

Jesse's Big Change

For Teachers 9th - 12th
Students explain assets, liabilities and expenses. They record information on income statements and balance sheets and brainstorm opportunities to make money work for them.
Lesson Plan
EngageNY

The Mathematics Behind a Structured Savings Plan

For Teachers 10th - 12th Standards
Make your money work for you. Future economists learn how to apply sigma notation and how to calculate the sum of a finite geometric series. The skill is essential in determining the future value of a structured savings plan with...
Lesson Plan
Curated OER

The Art of Budgeting

For Teachers 10th - Higher Ed
Learners create a plan to achieve personal and financial goals. For this budgeting goals lesson, students identify their sources of income and discuss being financially independent. Learners record their monthly expenditures and present...
Lesson Plan
Curated OER

The Good Life

For Teachers 10th - 12th
Students explore the world of credit. In this finance lesson, students examine the use of credit and discuss financial fitness. Students create a brochure or poster to educate others on the types of credit and how to stay financially fit.
Lesson Plan
Curated OER

Values Auction

For Teachers 10th - Higher Ed
Students assess what they value and participate in a class auction. In this financial values lesson, students complete a budget activity and use play money to participate in an auction. Students complete a related worksheet and take a...
Lesson Plan
Curated OER

Living on a Fixed Income

For Teachers 11th - Higher Ed
Students examine living on a fixed income. In this financial analysis lesson, students discuss living on a fixed income and discuss wants and needs. Students research money saving tips and create a PowerPoint about the topic. Students...
Lesson Plan
Curated OER

Unit Pricing

For Teachers 11th - Higher Ed
Students explore unit pricing to determine the best buy for their money. In this personal finance lesson, students calculate cost per wear examples and create a list of criteria for picking clothes. Students visit a story and use their...
Lesson Plan1:21
Federal Reserve Bank

The Fed - Helping Keep Banks Safe and Sound

For Teachers 11th - 12th Standards
What does an examiner look for when analyzing a bank's financial condition? In addition to learning about the 5-Cs for reviewing loans and CAMELS (capital, assets, management, earnings, liquidity, and sensitivity to risk), your learners...
Lesson Plan
Curated OER

Income and Outcomes

For Teachers 8th
Bring financial literacy into your classroom. Learners use peer support to reflect on their spending and how it reflects their income and their values.
Lesson Plan
Healthy Native Youth

Chapter 7: Revisiting the Circle of Life

For Teachers 6th - 8th Standards
Scholars revisit the Circle of Life to examine positive character traits—mental, physical, spiritual, and emotional. Pupils discuss how those character traits could help them make responsible decisions and not contract HIV/AIDS. Learners...
Lesson Plan
PLS 3rd Learning

Complete Adjustment Column of a Worksheet

For Teachers 10th - 12th
Accounting is a vital skill for personal finance management and when running a business. As part of a larger instructional activity, learners fill out the adjustments column of an accounting worksheet. They practice keeping records on a...
Lesson Plan
Curated OER

Shopping for a Party

For Teachers 2nd
Second graders produce a budget for a party.  For this money management lesson, 2nd graders create a budget for an imaginary party they will have based on a $20.00 limit.  Students observe a video clip in class discussing...
Lesson Plan
Curated OER

Accounting

For Teachers 11th - 12th
Students explore the principals of accounting and operating a business.  In this business or financial math class, students investigate business documents, day books, bookkeeping, balance sheets, etc. in this self-paced...
Lesson Plan
Curated OER

Making Money

For Teachers 9th - 12th
Students consider career options. In this career planning lesson, students practice job interviewing skills, examine payroll checks and discuss employee benefits.