Lesson Plan
Curated OER

Marriage and Financial Goals, Budgeting Strategies

For Teachers 7th - 9th
There is no more useful life skill to learn than budgeting and setting financial goals. It's math that is used by every person, everyday. Learners examine the responsibilities and costs involved in family economics. Through a series of...
Lesson Plan
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Practical Money Skills

Budgeting Your Money

For Teachers 6th - 12th
How do you make sure that your income doesn't disappear before you have a chance to save it? Use a creative budgeting activity to teach learners in both special education and mainstream classes how to keep track of their expenditures and...
Lesson Plan
Visa

A Plan for the Future: Making a Budget

For Teachers 9th - 12th Standards
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
Lesson Plan
Curated OER

Cashing a Check and Using an ATM

For Teachers 10th - 12th
Banking is a key skill all individuals should practice. Provide a hands-on exercise to encourage the proper method of writing a check and using an ATM. The lesson prompts special needs students with full assistance until mastery is...
Lesson Plan
Curated OER

Budget Hungry

For Teachers 2nd
Young elementary students create an expense budget for a meal at a restaurant. They learn the basic communication and etiquette skills needed to successfully go on a field trip to implement the budgets they created.
Lesson Plan
Money Math for Teens

Debt Elimination - Power Tools for Building Wealth

For Teachers 10th - 12th Standards
What does it mean to be wealthy? Your learners will consider how carrying debt affects budgeting, and learn about the debt snowball strategy and how is it used in the concept of eliminating debt in order to build wealth.
Lesson Plan
Curated OER

Money Management Part III: Savings Accounts and Cash vs. Credit

For Teachers 7th - 8th
Help your class understand the importance of saving and managing their money. Here is part three to a unit on credit, cash, and savings. Learners discuss savings accounts and the idea that a budget plan can help them avoid costly credit...
Lesson Plan
Curated OER

A Budget Can Help Young People Cut Their Spending

For Teachers 9th - 12th
Young scholars explore the concept of budgeting. In this budgeting lesson, students read an article about how a budget helps young adults keep track of their spending. Young scholars discuss financial issues that young adults have to...
Lesson Plan
Curated OER

Money Math: Lessons for Life

For Teachers 11th - Higher Ed
Students develop a budget for a college student using all of the influences that the student would have.  For this budgeting lesson plan, students use real life examples to create a budget spreadsheet.  Students read and study...
Lesson Plan
Curated OER

Banking for Your Future

For Teachers 4th - 8th
Students get a handle on their own personal finances. They discover how banks work, how to plan and stick to a budget, and other helpful tips on managing money. They study the Federal Reserve System, which oversees the nation's banks.
Lesson Plan
PBS

Could You Start a Business?

For Teachers 7th - 12th
High schoolers learn how a business starts and finds financial independence. For this lesson, young scholars learn the struggle of financial management, the costs of running a business and how to keep a budget.
Lesson Plan
Curated OER

Savings Account, Bill Paying, and Money Order Skills

For Teachers 10th - 12th
What do you do after you get a paycheck? Help your mildly disabled learners how to bank wisely with a guided-skills activity. They practice cashing checks, withdrawing money, paying bills, and procuring money orders. The entire learning...
Lesson Plan
Curated OER

Balancing a Budget

For Teachers 9th - 12th
Students investigate money management.  In this secondary mathematics lesson, students participate in a cost-of-living budget simulation in which they calculate monthly and yearly projected costs.  Students investigate housing...
Lesson Plan
Curated OER

Balancing a Budget

For Teachers 9th - 12th
Young scholars calculate living expenses for a non-traditional career choice. They examine interest, balancing a checkbook, and financing cars and homes.
Lesson Plan
Curated OER

Describe How Money Barter, and Credit Were Used in Colonial Virginia

For Teachers 4th
Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...
Lesson Plan
Curated OER

Buying New Stuff

For Teachers 7th - 12th
Young spenders take a look at the best ways to save and spend money. This type of financial education is lacking in schools, so implementing this lesson would be of great value to your students. Things like bank checking account fees,...
Lesson Plan
Curated OER

Less Than Zero

For Teachers 2nd - 4th
Students keep track of money. In this money management lesson, students read Less Than Zero by Stuart J. Murphy and manipulate a number line to keep track of spending and borrowing in the story.
Lesson Plan
Curated OER

How You Use Credit Cards Should Determine How You Choose Them

For Teachers 9th - 12th
Students explore the concept of credit cards. In this credit cards instructional activity, students read an article about credit card spending. Students discuss different ways in which people use credit cards. Students determine what...
Lesson Plan
Curated OER

Bingo Brown and the Language of Love

For Teachers 4th - 5th
Students study credit and interest in a novel and consumer math activity. In this credit lesson, students read the book Bingo Brown and the Language of Love. Students discuss the book and the ideas of credit, interest, and loans....
Lesson Plan
Curated OER

Extra Credit: It’s No Fairy Tale

For Teachers 9th - 12th
High schoolers discuss their knowledge of payday loans and credit cards. In this Economics lesson, students complete a read an article and Q&A activity in groups, and play a vocabulary bingo game and a quiz game on payday loans. High...
Lesson Plan
Curated OER

Let's Make A Deal

For Teachers 3rd
Third graders make a picture money book. In this money lesson, 3rd graders read The Monster Money Book, discuss money terminology, watch a video on money and draw an example of the barter system. Students use the Internet to find...
Lesson Plan
Curated OER

Math Really Does Connect to the Real World

For Teachers 3rd - 6th
Students listen to parent speakers who discuss how they use math in their professional or personal lives. They take notes and write business form thank you letters.
Lesson Plan
Curated OER

Welfare to Work: The States Take Charge

For Teachers 9th - 12th
Students examine the Work Opportunity Act of 1996. In this welfare lesson plan, students listen to their instructor present a lecture regarding the history of welfare and the passage of welfare reform. Students respond to...
Lesson Plan
Curated OER

The Amazing Race

For Teachers 7th
Seventh graders engage in a discussion to determine their experience with traveling. Ask them to describe differences in transportation, currency, culture, food, accommodation, etc. Then they discuss the different expenses one has when...