Every little penny counts, especially when it comes to saving for emergencies or long-term goals. Pupils evaluate different saving and investment strategies, such as a CD or money market account, through worksheets and by...

Financial literacy is generally focused on personal spending and saving, but consider an opportunity to talk to your pupils about how charitable giving can also factor into money management and how it can enhance life for both...

From understanding stock market performance and return on investment to identifying the costs and benefits of credit and avoiding debt problems, this is an absolute must-have resource for financial planning and literacy.

What does it mean to be financially responsible? Pupils begin to develop the building blocks of strong financial decision making by reviewing how their past purchases are examples of cost comparing, cost-benefit analysis, and budgeting.

How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.

Help class members become savvy consumers with a series of activities that has them analyzing marketing strategies, comparing the value of brand name versus off-brand clothing, and considering the advantages and...

The availability of personal financial information is of greater importance now than ever before. Your pupils will discuss how public and private records are accessed by various organizations, particularly considering direct mail, credit...

Help your pupils become wise consumers and avoid becoming targets for consumer scams and fraud. Here you'll find a PowerPoint presentation, instructional guidelines, worksheets, and suggested activities for developing shopper strategies...

Students analyze how media shapes their perception of events. In this media lesson plan, students research the home pages of assigned web sites to determine how media influences how they feel about tragic event. They look at head lines...

What are some of the financial risks associated with using credit? Pupils learn the warning signs of incurring financial hardship, and through PowerPoint presentations, worksheets, and discussion, discover the...

Learners gain a realistic understanding of what is required for independent living. They begin by setting up a budget based on needs and lifestyle, and then use worksheets and a presentation to practice such skills as reading a...

With college tuition at an all-time high, high school learners must consider the financial obligations of attending higher education, as well as the impact of college on future career opportunities. Pupils will complete...

Charitable organizations and monetary donations to these organizations are the focus of the financial literacy lesson plan presented here. Learners explore how donations benefit both the organization and the people it serves. Each pupil...

What economic factors can influence personal and financial decisions? In an effort to understand opportunity costs and the time value of money, pupils engage in role-playing activities and discussion, as well as view a PowerPoint...

Young people often get themselves into trouble with credit cards because they don't fully understand interest rates, fees, etc. This activity requires teens to research and record information on three different credit cards in order to...

Receiving credit can be both a benefit and a curse. Prepare your learners to make wise credit choices by studying how credit influences credit scores, identifying the different components of credit cards, and exploring major consumer...

From evaluating the current employment market to building a resume, pupils are introduced to the wide and varied elements of career planning. 

Global warming — what a hot topic! A thorough unit challenges learners to research, read, explore, and write about carbon, its role and increasing nature in our atmosphere, and how global warming is affecting lives and environments...

Middle schoolers explore the primary purposes of a variety of types of insurance. They determine who benefits the most from insurance coverage, and examine the factors that lead to increases and decreases in insurance premiums. The...

Students explore the culture of the Middle East. In this Islamic culture lesson, students conduct research to create personal narratives that reveal what life is like in the Middle East for Islamic teens today.

Students watch and discuss a video about teens living in and around New York and how 9-11 changed their lives. They answer discussion questions, read and discuss newspaper/magazine articles, take a self-test on depression, and create a...

High schoolers explore the concept of human rights. In this human rights lesson, students watch 2 videos regarding human rights violations around the world since 2001. High schoolers explore several websites that feature human rights...